For inhabitant

KARUIZAWA TOWN

BANKS

BUSINESS HOURS
Banks in Japan are open between 9:00am and 3:00pm, from Monday to Friday.
 
OPENING YOUR ACCOUNT
To open your account, the following is necessary.
1.
Personal seal (inkan)
Banks in Japan require a personal seal (inkan). Make your own inkan first.
2.
Identification card (Passport, Foreign registration card etc)
Take the above mentioned items and go to the nearest bank to open your account.
 
DEPOSIT & WITHDRAWAL
To deposit or withdraw at the counter
Take your inkan and passbook, fill in the designated forms and hand them in at the counter.
 
ATM
ATM is the easiest way to deposit and withdraw by using your ATM card.
When you open your bank account, apply for an ATM card. You can deposit and withdraw from ATMs by using a pre-registered pin number.
Some banks have ATMs located in convenience stores. The hours these ATMs are available vary between banks, please check with your bank for details.
Please also note that the ATM operation hours vary depending on the day and there are some ATMs which are not available on the weekends and public holidays.
 
PAYMENT FOR UTILITIES BILLS
Automatic payment for telephone, electricity and water bills from your bank account is a very convenient method of paying bills. Otherwise, you can pay direct at a bank or convenience store.
 
OVERSEAS REMITTANCE
You can remit money overseas at banks. The handling fees vary between banks, but it is approximately between ¥3,000〜6,000.
Bring your identification card.
Some small branches do not have an overseas remittance service. Please check before you visit the bank. Post office also offers an overseas remittance service.
 
CURRENCY EXCHANGE
Banks offer currency exchange services, but there are some currencies that they do not handle.
Some small branches do not handle currency exchange, please check before you visit the bank.
 
Banks in Karuizawa
bank
tel(0267)
address
Ueda Shinyou kinko Karuizawa Branch 46-0331 2984-1, Nagakura, Karuizawa town, Kitasaku-gun
Hachijuni Bank Karuizawa Branch
42-2482
1178 Shinkaruizawa, Karuizawa town, Kitasaku-gun
Hachijuni Bank Nakakaruizawa Branch
45-5682
3036-4, Nagakura, Karuizawa town, Kitasaku-gun
Nagano-ken Shinyou kumiai
Karuizawa Branch
46-1200
2419-10, Nagakura, Karuizawa town, Kitasaku-gun

POST OFFICE

The Post Office offers many different services including normal postal services, saving accounts, international remittance, automatic debit transfers and ATMs.
 
Postal service
●Mail article
Sending a postcard   ¥50
Sending a regular size envelope ¥80
(rectangular shape with a length of 14〜23.5cm, a width of 9-12am, a thickness up to 1cm and a weight up to 25g). 
There is a surcharge for express mail.
Please check the Japan Post website for other types of mail and their relevant fees.
Japan Post http://www.post.yusei.go.jp/english/index.html

●Registered mail
Use registered mail when sending cash or important documents.
If you send by registered mail, your mail will be insured for loss and damages.

●Parcel (Yu-pack)
Yu-pack (Post Office Parcel) can be delivered to any destination in Japan on the following day or two days later.
The fee structure varies between the areas.

Air service
The fees and regulations details are classified according to the delivery areas. Please check these details for mail, air parcel, economy air parcel (SAL), sea parcel post on the Japan Post website.
 
Yucho (Post-Office Savings)
●Ordinary Account

This is an ordinary account, which you can deposit into or withdraw from anywhere at any time.

●To open your account
Application form, personal seal (inkan), identification card (passport, foreign registration card etc) are required.
Please check Yucho homepage for details.
http://www.yu-cho.japanpost.jp/e_index.htm

●ATM
ATM is the easiest way to deposit and withdraw by using your ATM card.
When you open your bank account, apply for an ATM card. You can deposit and withdraw from ATMs by using a pre-registered pin number.  Please check the ATM operation hours with the nearest post office.
 
Post Office in Karuizawa
post office
tel(0267)
address
Karuizawa Post Office    
42-2076
767-3, Karuizawa, Karuizawa town, Kitasaku-gun
Karuizawa Station Post Office (in front of the station)
42-3378
12-11, Karuizawa Higashi, Karuizawa town, Kitasaku-gun
Karuizawa Oiwake Post Office
45-8377
1072-3 Oiwake, Karuizawa town, Kitasaku-gun
Nakakaruizawa Post Office 45-8379 2-1, Nakakaruizawa, Karuizawa town, Kitasaku-gun

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